The Without the Fog Series · David C. Boyers, MBA

Investing & Options,
Without the Fog.

Two practical guides from a 30-year market practitioner and educator — one for beginners building real financial understanding, one for advanced investors trading options.

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▲ Series 7▲ Series 63▲ Series 65▲ Series 66▲ AAMS®▲ CLU®▲ ChFC®▲ MBA in Finance▲ 30+ Years Wall Street & Wealth Management▲ 2026 NISOD Excellence Award▲ Series 7▲ Series 63▲ Series 65▲ Series 66▲ AAMS®▲ CLU®▲ ChFC®▲ MBA in Finance▲ 30+ Years Wall Street & Wealth Management▲ 2026 NISOD Excellence Award
Investing Without the Fog — book cover
Available now For beginners · Book One in the Without the Fog Series

Investing Without the Fog

A Beginner's Guide to Building Real Financial Understanding

Investing doesn't have to feel like walking through fog. This book gives you a clear, practical foundation: how stocks, bonds, and other investments work, how to read the numbers behind them, how to manage risk, and how to build a plan you can stick with — whether the market is calm, volatile, or unpredictable.

Why this book is different. Written in plain language for real beginners, with worked examples, clear exhibits, and appendices for deeper reference. Every chapter ends with the author's practical takeaways, so you know what to do with what you have learned.

Who this book is for

  • First-time and beginning investors
  • Young professionals and parents saving for retirement
  • Business and finance students
  • Anyone tired of jargon and hype

Inside, you'll learn

  • Stocks, bonds, and other investments
  • How to read financial statements
  • Risk and diversification
  • Fundamental and technical analysis
  • Investing on a budget with dollar-cost averaging
  • Retirement and taxable accounts
  • Choosing a broker or advisor
  • Using AI carefully for research

This book is for educational and informational purposes only and does not constitute financial, investment, legal, tax, or trading advice. Investing involves risk, including the potential loss of principal.

Options Trading Without the Fog — book cover
Available now For advanced investors · The Without the Fog Series

Options Trading Without the Fog

From "what is an option" to "how do I manage this position."

Options trading doesn't have to be overwhelming. Options Trading Without the Fog turns a complex subject into a practical, structured learning experience — combining clear explanations with visual exhibits, chapter tests, professional trading-platform examples, and real trades executed by the author. Readers progress from understanding how options work to learning how traders plan, execute, manage, adjust, journal, and evaluate their positions in actual market conditions.

01

Fundamentals & Pricing

The building blocks of options and what actually drives their value.

02

The Greeks & Strategy

How risk behaves, and which strategies fit which market conditions.

03

Real Trades, Journaled

Actual trades from the author's own book, planned, executed, and reviewed.

04

AI as Co-Pilot

Where artificial intelligence can help evaluate risk — and where judgment still leads.

The Author

Thirty years on the desk. A second career in the classroom.

David C. Boyers
2026 NISOD Excellence Award Top Adjunct Faculty Nominee
David C. Boyers, MBA Author · Educator · Options Trader

David C. Boyers, MBA, is an author, educator, options trader, and financial-market practitioner with more than 30 years of experience in corporate finance, wealth management, financial planning, and investment services.

Throughout his career, he has focused on translating complex financial concepts into clear, practical information for clients, seminar audiences, and college students. He currently serves as an adjunct instructor of Business Management at Palo Alto College, part of the Alamo Colleges District in San Antonio, Texas, where he combines academic instruction with real-world business and financial-market experience.

His professional background includes experience associated with major financial institutions, broker-dealers, and clearing firms, including Charles Schwab, Morgan Stanley Dean Witter, Bank of America Investments, TD Ameritrade, Pershing, and National Financial Services.

Boyers earned an MBA in Finance from Our Lady of the Lake University, where he was inducted into Delta Mu Delta, and a BS in Biosciences from The University of Texas at San Antonio. His financial-services background includes FINRA Series 7, 63, 65, and 66 licenses and the AAMS®, CLU®, and ChFC® professional designations. As an educator, he received a 2026 NISOD Excellence Award and was recognized as a 2026 Top Adjunct Faculty nominee at Palo Alto College, based on student nominations.

Boyers is the author of the Without the Fog series: Investing Without the Fog, a beginner's guide to building real financial understanding, and Options Trading Without the Fog, a practical and visual guide designed to bridge the gap between classroom learning and real-world options trading. He developed the book from concept through publication, including the writing, visual concepts and illustrations, cover design, and editing. His work reflects a broader commitment to making financial education more practical, understandable, and accessible.

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Get the Books

On Amazon today, and through bookstores and libraries.

Investing Without the Fog — for beginners · Kindle and paperback

Kindle eBook

Read it today

$9.95 Buy on Amazon ASIN B0HP91XVZG
Paperback

The full print edition

$39.95 Buy on Amazon ASIN B0HPJNF3K7
Also coming to bookstores and libraries — distributed worldwide via Ingram. Ask your local bookseller or librarian to order it in using the ISBN. Paperback ISBN 979-8-9824408-0-8 · eBook ISBN 979-8-9824408-1-5

Options Trading Without the Fog — for advanced investors · paperback and eBook

Kindle eBook

Read it today

$9.99 Buy on Amazon ASIN B0HGSJKX76
Paperback

The full print edition

$39.95 Buy on Amazon ASIN B0HFCD9MQJ
Also available through bookstores and libraries — distributed worldwide via Ingram. Ask your local bookseller or librarian to order it in. Paperback ISBN 979-8-234-18001-8 · eBook ISBN 979-8-234-19244-8
Get in Touch

Speaking, seminars, and media inquiries.

For speaking engagements, seminars, corporate training, or press inquiries, reach out directly.

davidsbow@icloud.com